WebNorth Country Savings Bank offers a variety of CDs and IRAs to suit your needs. Contact your banker for details, interest rates, and account fees. Fixed Rate CD This is a fixed rate certificate of deposit for the following terms: 6, 12, 18, 24, 36, 48, or 60 month. The interest earned is compounded monthly and is credited at month-end and at maturity. WebJan 30, 2024 · FDIC Limits. FDIC insurance is a government-backed program that protects your bank deposits against bank failures. 1 However, there is a maximum dollar limit of $250,000 per depositor per institution. For most people, this is plenty, but some individuals and organizations want to keep more than $250,000 in fully-insured CDs. If you have …
What Is a Certificate of Deposit (CD) and What Can It Do for You?
WebDec 30, 2011 · § 1030.4 Account disclosures. § 1030.5 Subsequent disclosures. § 1030.6 Periodic statement disclosures. § 1030.7 Payment of interest. § 1030.8 Advertising. § 1030.9 Enforcement and record retention. § 1030.10 [Reserved] § 1030.11 Additional disclosure requirements for overdraft services. WebNew account statements are issued monthly when there’s been activity in your account over the prior month. Otherwise, a new statement will be issued quarterly. ... Your CD account will receive the highest interest rate and APY we offer for the same CD product and term available during the 10-day grace period. A confirmation will be sent ... grits state food
12 CFR Part 1030 - Truth in Savings (Regulation DD)
WebRead the Account Disclosures: this includes the account agreement, funds availability, fee schedule & account requirements, and privacy notice. main content Accessibility WebRate assigned when you open a CD account. The original interest rate is listed on your CD account receipt and statement. Overdraft. An overdraft happens when you don't have enough money in your checking account to cover a payment or purchase, but we allow the payment or purchase to be made. When this happens a $10 overdraft fee is charged. WebWe keep copies of your statements for 7 years. If you are an Online Banking customer, you can sign into Online Banking, and select Statements & Documents under the Accounts … grits tattoo club